Cost splitting

See who owes what — without leaving your shopping list.

tally splits the cost of anything your household buys together and works out exactly who owes whom. It starts from the same shared list you already shop from — add what something cost, split the shares, and watch a running balance settle up as you go.

How it works

Start from your shared list

Cost splitting lives on the same list your household already shops from — there is no separate app to open or a second record to keep in sync with what you actually bought.

Add shares per expense

Record what something cost and how it splits — evenly or by custom shares. tally checks the shares add up to the total before it saves, so a balance can never be built on numbers that do not reconcile.

See per-person balances

Every participant sees a running balance in plain language — is owed, owes, or settled up — that updates the moment a new expense lands.

Settle up

tally works out the fewest payments that clear everyone, so nobody has to do the maths of who pays whom by hand.

Split with people who have not joined tally

Add someone to a split by name — no account and no invite required — and their share tracks exactly like everyone else’s. When they are ready to join, they claim that placeholder through an invite link and their balance carries over, rather than starting from zero.

Where this stops

tally splits expenses, tracks balances, and tells you the fewest payments needed to settle up. It does not move money between people — settling up is a payment you make yourselves, outside the app.

See every tally feature

Frequently asked questions

Does cost splitting work on the Android app?

Cost splitting ships on the web app today. It is not yet part of the native Android app.

Do the people I split with need a tally account?

No. Add them to a split by name, and they can join later by claiming that placeholder through an invite link — their balance carries over rather than starting fresh.

Does tally move the money for us when we settle up?

No. tally tracks who paid, splits the shares, and works out the fewest payments needed to clear everyone — the payment itself happens outside the app, the way you would normally pay a housemate back.